![]() You have the flexibility of booking through them or making the purchase directly through the airline, hotel, car rental counter, etc. You also have the option of booking travel through their travel portal, similar to Chase Ultimate Rewards, but you are not required to do so. This means that earning 1.25 miles on on every $1 in purchases essentially makes this a flat 1.25% back card when applied towards travel. This even includes AirBnB vacation rentals, car rentals, and Uber rides. That means you can fly on any airline or stay at any hotel, pay with this card, and then “erase” that purchase using your miles balance later. In other words, 40,000 miles = $400 toward travel. ![]() Capital One “miles” can be redeemed directly for a cash statement credit on a 1 mile = $0.01 basis when offsetting any travel purchase made on the card within the past 90 days. Travel statement credit redemption details.
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